Delta Dental Dentist – Carrollton, TX
Learn More About the Benefits of Delta Dental
Patients with a dental insurance plan can often expect to enjoy a wide range of advantages when receiving the treatments they need while minimizing their out-of-pocket fees. Furthermore, choosing a Delta Dental dentist in Carrollton can be an even greater investment, as you can typically make the most of high-quality services while saving more money with your in-network team. Keep reading to learn more about your Delta Dental coverage or give our knowledgeable team a call to get more information!
Delta Dental Coverage Availability & Fees
Even if you have an insurance policy with Delta Dental, it doesn’t automatically mean you’ll know how to utilize all of your perks right off the bat. In most cases, you’ll want to consult your provider or a dental coverage expert to understand the ins and outs of your plan. That said, here are some basic common details about Delta Dental insurance that you should keep in mind.
- The majority of companies will build their coverage plan around the base 100-80-50 format. This should involve 100% assistance for preventive services (dental checkups and cleanings, etc.), 80% coverage of the total cost of minor restorative treatments (like tooth-colored fillings), and around 50% of major restorative procedures covered (such as tooth extractions and root canals).
- Most policies will provide perks for one calendar year before resetting, and many will not involve benefits that roll over to the following year. This means you’ll want to utilize your coverage as much as possible before it expires.
- You should expect a deductible that you’ll have to meet before your coverage can kick in. The amount is often low, and once you meet it, you should seek any necessary treatment you might require as you can expect to pay much less.
- Your policy will involve an annual maximum, which is the most amount of coverage your insurance provider will provide in a single calendar year. Once you reach or go over this amount, you’ll typically have to start paying out of pocket. Our team can try to help spread your treatments throughout the year so that you don’t have to pay more than necessary.
By getting treatment through a Delta Dental dentist, you’ll be able to appreciate all of these benefits. However, you can still choose a professional who is out of network. You will simply just have to pay more for your treatments the majority of the time.
Meet the Team
While you can consult your dental insurance company about the details of your policy, our expert team is also more than happy to help you navigate your coverage plan so that there aren’t any surprises. Simply give our office a call or come visit us in person so that we can walk you through your benefits and develop a plan on how to make the most of your perks. We can also file claims on your behalf so that the process is completely stress-free, and we’ll work closely with you every step of the way.